The sequence
In the order Favourl Editorial put them. Each step points at a public page they used; where they left a note, that is the part worth reading.
- 1
irdai.gov.in
IRDAI — policyholder handbook
The regulator's own guide. Neutral, which no insurer's website is.
Source: irdai.gov.in - 2
irdai.gov.in
Waiting periods
Pre-existing conditions and specific illnesses. This is the most common reason a claim is refused.
Source: irdai.gov.in - 3
policybazaar.com
Room rent limits
A capped room rent can proportionally reduce the entire claim, not just the room charge.
Source: policybazaar.com - 4
irdai.gov.in
Network hospitals
Check the hospitals near you are actually in network before buying.
Source: irdai.gov.in - 5
irdai.gov.in
Claim settlement ratios
Published annually. Useful, though read alongside complaint volumes.
Source: irdai.gov.in
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