Retirement Planning in Your 30s

One person’s experience, not advice

Favourl Editorial put together a list of publicly available web pages that helped them, with a note on why each one is here. Favourl hosts the list and the notes — not the pages themselves. Those belong to whoever published them, and linking to a public page is neither an endorsement of it nor any relationship with its owner.

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The sequence

In the order Favourl Editorial put them. Each step points at a public page they used; where they left a note, that is the part worth reading.

1
investor.gov
Compound interest, with your numbers
Ten minutes here is more motivating than any article. Start in your thirties and time does the work.
Source: investor.gov
2
epfindia.gov.in
Check your EPF
Consolidate old accounts from previous employers. Most people have orphaned ones.
Source: epfindia.gov.in
3
npscra.nsdl.co.in
National Pension System
Low cost, with a tax deduction. Worth understanding before choosing anything commercial.
Source: npscra.nsdl.co.in
4
bogleheads.org
Bogleheads on asset allocation
How much in equity versus debt, and why it should change slowly.
Source: bogleheads.org
5
investor.sebi.gov.in
Automate the contribution
A standing instruction on payday. Anything requiring monthly willpower eventually stops.
Source: investor.sebi.gov.in

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Retirement Planning in Your 30s

The sequence

Compound interest, with your numbers

Check your EPF

National Pension System

Bogleheads on asset allocation

Automate the contribution

Save all 5 links in one tap

Read next

How this was published